| EPOS GLOSSARY |
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| Please
browse through our Glossary of IT and EPOS terms; if you need any further
information, please do not hesitate to contact us. |
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| A B C D E F G H I J K L M N O P Q R S T U V W X Y Z |
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| ADSL
- Asymmetric Digital Subscriber Line |
ASDL uses standard
phone lines to deliver high-speed data communications with up to 20mbps.
Even better, ADSL uses the portion of a phone line's bandwidth not utilized
by voice, allowing for simultaneous voice and data transmission.
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| APACS
- Association for Payment Clearing Services |
APACS is the industry
body, which manages the main credit card networks, which allow UK banks
and building societies to exchange payments on behalf of their customers.
Every smart card has an APACS registered serial number that uniquely identifies
the owner and the card.
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| ASP
- Application Service Provider |
An Application Service
Provider is essentially a company offering individuals or businesses access
over the Internet to application programs and related services.
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| Browser |
If you can read this,
you're probably using a Web browser. In brief, a browser is your interface
to the World Wide Web; it interprets hypertext links and lets you view sites
and navigate from one Internet node to another. The most popular is Microsoft's Internet Explorer whilst Mozilla's Firefox and Apple's Safari are growing in popularity.
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| Card
Issuer |
The card issuer is
a bank or financial institution (e.g. HSBC, Lloyds TSB, Barclays, MBNA, American Express, etc.) that
issues a card to a cardholder. The card issuer processes new applications,
generates statements, answers queries from cardholders and collects payments
from the cardholder.
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| Cardholder |
A customer who has
been issued with a payment card.
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| Cardholder
Not Present |
Also known as Customer
Not Present and Card Not Present. A transaction where the merchant does
not have access to the payment card and the customer is not present to sign
for the purchase, e.g. Internet, telephone or mail order. Due to the increased
risk of this type of transaction, the acquirer will usually charge a higher
Merchant Service Charge for Cardholder Not Present transactions.
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| CVM
- Cardholder Verification Method |
A method of identifying
a genuine cardholder. CVMs include cardholder signature or entry of a PIN.
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| Cashback |
A method for a cardholder
to take money from their account when using a debit card to pay for a purchase.
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CAT5 / CAT5E / CAT6 / CAT6E |
Cabling used in myPOS
EPOS networks. CAT5E/6 are standards of cabling used. It is recommended
that all cabling be shielded for the typical hospitality environment. AllANSI/EIA
(American National Standards Institute / Electronic Industries Association)
Standard 568 is one of several standards that specify "categories"
(the singular is commonly referred to as "CAT") of twisted pair
cabling systems (wires, junctions, and connectors) in terms of the data
rates that they can sustain. The specifications describe the cable material
as well as the types of connectors and junction blocks to be used in order
to conform to a category.
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| Ceiling
Limit |
The maximum amount
for a credit card transaction that an acquirer will authorise. If the transaction
amount exceeds the ceiling limit, the acquirer will decline the transaction
request.
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| Chip
Card / Chip + PIN Card |
A smart card with the
capability to use PIN as the Cardholder Verification Method (CVM). Chip
+ PIN; how it works. The chip (a microchip embedded in the card) helps merchants
to identify that the card is genuine, and makes the card more difficult
to copy or alter. The PIN, a secret 4-digit number known only by the cardholder
helps ensure the cardholder is the rightful owner of the card. The PIN is
checked by technology rather than interpreted by eye, and it can't be forged
- unlike signatures.
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| Customer
Pole |
Customer displays,
available as pole displays or table top displays, can deliver price information
and advertising to a customer at the Point of Sale. Pole displays may contain
either multi-line fluorescent or LCD display and can attach through serial
or parallel ports.
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| DSL
- Digital Subscriber Line |
Digital subscriber
lines carry data at high speeds over standard copper telephone wires. With
DSL, data can be delivered at a rate of 1.5 mbps (around 30 times faster
than through a 56-kbps modem). xDSL is the collective term for different
variations of DSL, such as ADSL and HDSL.
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| EFTPOS
- Electronic Funds Transfer at Point of Sale |
Electronic Funds Transfer
at Point of Sale. See EPOS. The primary function of the EPOS is to ensure
that the payment received from the payment card matches the transaction
amount displayed on the till. An EPOS terminal reads the card details from
the magnetic stripe or chip and allows the merchant to key in the card details
and enter transaction-specific data. The EPOS also includes a facility to
inform the merchant whether the transaction has been accepted, declined
or referred.
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| EPOS
- Electronic Point of Sale |
Electronic Point of
Sale system.
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| Ethernet |
The most widely-installed
local area network (LAN) technology. An Ethernet LAN typically uses coaxial
cable or special grades of twisted pair wires. Fast Ethernet provides transmission
speeds up to 100 megabits per second and is typically used for LAN backbone
systems. Gigabit Ethernet provides an even higher level of backbone support
at 1000 megabits per second (1 gigabit or 1 billion bits per second). See
CAT5E/6.
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| Euro |
Love it..... Loathe it..... Indifferent to it..... Whatever
your views, we're remaining apolitical on the subject..... However, the
€ Euro is a reality on the continent and can be accepted in the United
Kingdom. Naturally, myPOS EPOS Systems are € Euro compliant and therefore
"future proofed" for whatever lays around the corner.
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| » The € Euro (further information) |
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| Extranet |
An intranet that is
accessible to computers that are not physically part of a companies' own
private network, but that is not accessible to the general public, for example
to allow vendors and business partners to access a company web site.
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| Fire
Wall |
A combination of hardware
and software that separates a Network into two or more parts for security
purposes.
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| Floor
Limit |
The transaction value
below which the merchant can authorise a transaction without contacting
the acquirer. If the amount of the transaction is at, or above, the floor
limit, the merchant must refer the transaction to the acquirer for authorisation.
If the floor limit is set at zero, every transaction must be authorised
by the acquirer.
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| FTP |
File Transfer Protocol.
A system for transferring files between machines on a TCP/IP network.
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| GUI |
Graphical User Interface.
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| HTML
- Hyper Text Markup Language |
The coding language
used to create Hypertext documents for use on the World Wide Web. HTML looks
a lot like old-fashioned typesetting code, where you surround a block of
text with codes that indicate how it should appear. The "hyper"
in Hypertext comes from the fact that in HTML you can specify that a block
of text, or an image, is linked to another file on the Internet. HTML files
are meant to be viewed using a "Web Browser". HTML is loosely
based on a more comprehensive system for markup called SGML.
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| HTTP
- Hyper Text Transfer Protocol |
The protocol for moving
hypertextfiles across the Internet. Requires a HTTP client program on one
end, and an HTTP server program on the other end. HTTP is the most important
protocol used in the World Wide Web (WWW).
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| Hyper
Text |
Generally, any text
that contains links to other documents - words or phrases in the document
that can be chosen by a reader and which cause another document to be retrieved
and displayed.
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| Identivue |
Identivue
Limited, the creators of the myPOS EPOS system.
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| Internet |
A
worldwide system
of computer networks - a network of networks in which users at any one computer
can, if they have permission, get information from any other computer (and
sometimes talk directly to users at other computers). The Internet was originally
developed for military usage, and then became widely used for academic and
commercial research. The most widely used part of the Internet is the World
Wide Web. Its outstanding feature is hypertext, a method of instant cross-referencing.
In most Web sites, certain words or phrases appear in text of a different
colour than the rest; often this text is also underlined.
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| IP
- Internet Protocol |
Lowest level communications
protocol upon which the Internet is based. IP enables a packet of information
to travel through multiple networks to get to its ultimate destination.
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| ISP
- Internet Service Providers |
A business that delivers
access to the Internet, usually for a monthly fee (e.g. BT, Lixxus, Tiscali, AOL, etc) or any business that provides
Internet services such as web sites or web site development.
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| Intranet |
A private network inside
a company or organization that uses the same kinds of software that you
would find on the public Internet, but that is only for internal use. See
also extranet.
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| IP
Number - Internet Protocol Number |
Sometimes called a
dotted quad. A unique number consisting of 4 parts separated by dots, e.g.
165.113.245.2
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| IPR |
Intellectual Property
Rights.
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| ISDN
- Integrated Services Digital Network |
Basically a way to
move more data over existing regular phone lines. ISDN is available to pretty
much most of the UK and in most markets it is priced very comparably to
standard analog phone circuits. It can provide speeds of roughly 128,000
bits-per-second over regular phone lines. In practice, most people will
be limited to 56,000or 64,000 bits-per-second.
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| ISO |
International Standard
Organisation.
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| LAN
- Local Area Network |
A computer network
limited to the immediate area, typically the same building or floor of a
building.
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| myPOS |
In our humble opinion, probably the easiest to use EPOS system available today.
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| Network |
A series of points
or nodes interconnected by communication paths. Networks can interconnect
with other networks and contain subnetworks. The most common configurations
of networks include the bus, star, and Token ring topologies. Networks can
also be characterized in terms of spatial distance as local area networks
(LAN) and wide area networks (WAN). A given network can also be characterized
by the type of data transmission technology in use on it (for example, a
TCP/IP or Systems Network Architecture network); by whether it carries voice,
data, or both kinds of signals; by who can use the network (public or private);
by the usual nature of its connections (dial-up or switched, dedicated or
nonswitched, or virtual connections); and by the types of physical links
(for example, optical fibre, coaxial cable, and Unshielded Twisted Pair).
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| PIN |
Personal Identification
Number. A sequence of digits (usually 4) used to identify a cardholder.
With a Chip and PIN card, the cardholder can use a PIN as authentication
instead of signing the sales receipt. The PIN is generated automatically
when the card is issued but the cardholder can change it at any time.
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| PIN
Pad |
A device that attaches
to the myPOS EPOS system to allow the use of PIN as a Cardholder Verification
Method.
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| PKC |
Public Key Cryptography.
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| PKI |
Public Key Infrastructure.
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| POS |
Point of Sale, see
EPOS.
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| Printer
- Impact |
Impact printer, uses
impact on ribbon for print method. Ideal for hot environments or where you
need to 'hear' the printer make a slight "noise" e.g. for a busy
bar prep area.
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| Printer
- Thermal |
Uses heat for print
method, Providing simplicity for the operator with "drop and print"
paper loading. Fast print speed. Not suitable for hot locations in certain
areas of kitchens. Virtually silent.
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| Proxy
Server |
A Proxy Server sits
in between a Client and the "real" Server that a Client is trying
to use. Client's are sometimes configured to use a Proxy Server, usually
an HTTP server. The clients makes all of it's requests from the Proxy Server,
which then makes requests from the "real" server and passes the
result back to the Client. Sometimes the Proxy server will store the results
and give a stored result instead of making a new one (to reduce use of a
Network). Proxy servers are commonly established on Local Area Networks.
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| Smart
Card |
See Chip Card / Chip
and PIN Card.
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| SQL
- Structured Query Language |
A specialized language
for sending queries to databases. Most industrial-strength and many smaller
database applications can be addressed using SQL. Each specific application
will have its own slightly different version of SQL implementing features
unique to that application, but all SQL-capable databases support a common
subset of SQL. An example of an SQL statement is: SELECT name,email FROM
client_table WHERE city='London'
» Wikipedia Article (external site)
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| Switch |
A network device that
selects a path or circuit for sending a unit of data to its next destination.
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| TCP/IP
- Transmission Control Protocol/Internet Protocol |
This is the suite of
protocols that defines the Internet. Originally designed for the UNIX operating
system, TCP/IP software is now included with every major kind of computer
operating system. To be truly on the Internet, your computer must have TCP/IP
software.
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| UPS
- Uninterruptible Power Supply |
A device designed to
supply power in the event of temporary or permanent loss of AC line power.
Often these supplies will operate with either an AC line input or DC battery
backup input.
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| VPN
- Virtual Private Network |
Usually refers to a
network in which some of the parts are connected using the public Internet,
but the data sent across the Internet is encrypted, so the entire network
is "virtually" private.
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| Web
Hosting |
A web-hoster hosts
customers' web pages on either dedicated or shared servers. These servers
are located within the web-hosting company's server farm.
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| Wireless
Networking |
A term used to describe
telecommunications in which electromagnetic waves (rather than some form
of wire) carry the signal over part or all of the communication path. Common
examples of wireless equipment in use today include: cell phones and pagers;
Global Positioning System (GPS); cordless computer peripherals and telephone
sets; home-entertainment-system control boxes -e.g. TV and VCR 'remotes';
two-way radios.
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| XML
- eXtensible Markup Language |
A system for defining
data formats. XML provides a very rich system to define complex documents
and data structures such as invoices, molecular data, news feeds, glossaries,
inventory descriptions, real estate properties, etc. As long as a programmer
has the XML definition for a collection of data (often called a "schema")
then they can create a program to reliably process any data formatted according
to those rules.
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